About BM Solutions
BM Solutions is dedicated to supporting intermediaries with competitive products,
forward-thinking technology and award-winning service.
One Minute Mortgage
Our unique One Minute Mortgage system revolutionised the mortgage market, and lets
you submit all your applications online - providing an online decision in 60 seconds.
The system is available 24 hours a day, 7 days a week, so you can submit business
when it suits you.
Supporting your business
We're committed to supporting you and your clients, through our highly trained call
centre and experienced team of BDMs. Our award-winning 5-star service comes as standard
but we don't take things for granted. We're continually refining our products and
criteria to suit your needs.
We know how important it is for you to have all the tools you need to do business.
With our Buy to Let Calculators and our BDM finder, you have all you need to do
business with BM Solutions.
We have a great team of industry experts, working together to make sure our service
and products are always ahead of the market.
Phil Rickards, Head of BM Solutions
Phil has had a career in financial services spanning 30 years to date, starting with the Commercial Bank of Wales as a Junior Clerk, moving to Pearl Assurance as an underwriter and then TSB for a variety of roles including Claims Management and Marketing. He joined Birmingham Midshires Building Society in 1993 as a Financial Adviser, before progressing to Supervisor, Area and Regional Manager and eventually taking on the Head of Sales role.
Today, as Head of BM Solutions Phil has responsibility for the field-based and telephony business development teams, and ensuring the delivery of Lloyds Banking Group’s Buy to Let commitment. He is Lloyds Banking Group’s ambassador for the housing charity Shelter.
In his spare time, Phil is a keen golfer and skier and has run a number of half marathons for charity.