Skip to main content

The original online application system and still the best.

Register | Log in

Is your client a Buy to Let landlord? Visit our new dedicated site to help make you client a Buy to Let expert. www.btlexperts.co.uk.

House 2 House affordability calculator

Calculate how much we'll lend based on your clients income and expenditure.

This calculator will give you a broad indication of the amount we are able to lend. It's designed for guidance purposes only.

The actual loan amounts are subject to our usual underwriting requirements and an accurate estimation of credit score.

Visit our House 2 House criteria page to find out more.

Please enter your client's income details

Regular Income

  Applicant 1 Applicant 2
£ £
£ £
£ £
£ £

Other Income

  Applicant 1 Applicant 2
£ £
£ £
£ £
£ £

Please enter your client's expenditure details

Monthly Commitments

  Applicant 1 Applicant 2
£ £
£ £
£ £

Please enter your client's personal & mortgage details

£
 months

All our products are SUBJECT TO AVAILABILITY and can be withdrawn at any time. A product is only available for further borrowing if it states this in the features box.

Your client's home may be repossessed if they do not keep up repayments on their loan. Whilst a fixed rate mortgage can give your client certainty around monthly payments, the Bank of England Bank Rate may go down as well as up. The value of your client's home may alter with market conditions so that the amount of the loan may exceed the value of the home.

For the use of mortgage intermediaries & other professionals only

If you do not have professional experience, you should not rely on the information contained on this site. If you are a professional and you reproduce any part of the information contained on this site, to be used with or to advise private clients, you must ensure it conforms to the Financial Services Authority's advising and selling rules. These pages are for the use of those people who are resident and ordinarily resident in the UK and should not be regarded as an offer or invitation to sell Mortgage products in any jurisdiction other than the UK.

Birmingham Midshires is a division of Bank of Scotland plc. Registered in Scotland No. SC327000. Registered office; The Mound, Edinburgh, EH1 1YZ

Home Mover
Remortgage
First Time Buyer
Existing Mortgage Customers only
Available for further borrowing
Further Borrowing only
Calculate Borrowing
Click the ? icon to show help with using this Calculator