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TMB

On 22 August 2008, TMB ceased to accept new business applications. As a responsible lender we are directing customers to contact an IFA to assist them with their request to increase borrowing/change rate/move home/take out a new mortgage. If you wish to submit an application to BM Solutions, all applications will need to be submitted as a new/remortgage via our online system.

What do I do if I have an existing TMB customer who would like a further advance/product transfer?

TMB no longer offers further advances/product transfers. You will be able to contact BM Solutions to discuss a remortgage for your client. Please contact 08457 253 253 for further information or to discuss your clients requirements.

Will BM Solutions pay a procuration fee for re-mortgaging my client with them?

Subject to approval of the application, BM Solutions will pay a procuration fee to the intermediary on completion of the loan. You will need to register with BM Solutions to be able to submit business if you aren't currently registered with them.

If my client does not want to remortgage with BM Solutions what will happen?

If your client looks to take a mortgage product from another mortgage lender, then depending on the terms and conditions of their product your client maybe subject to Early Repayment Charges. Please check with your client to confirm details of their current mortgage.

What do I do if I have an existing TMB customer who wishes to move home?

If you have an existing TMB customer who wishes to move home and take out a new mortgage with BM, we may be able to waive Early Repayment Charges subject to your client meeting our criteria. Customers can choose from any of our new business products. Existing TMB Self cert and mainstream customers can also choose from products marked 'TMB porting only' found in the mainstream product transfer product section.

Please contact us on 08457 253 253 to speak to an agent who can give you more information.

I want to start submitting business through BM Solutions, but am not registered. What do I need to do?

To register you will need to visit the One Minute Mortgage system.

For the use of mortgage intermediaries & other professionals only

If you do not have professional experience, you should not rely on the information contained on this site. If you are a professional and you reproduce any part of the information contained on this site, to be used with or to advise private clients, you must ensure it conforms to the Financial Services Authority's advising and selling rules. These pages are for the use of those people who are resident and ordinarily resident in the UK and should not be regarded as an offer or invitation to sell Mortgage products in any jurisdiction other than the UK.

Birmingham Midshires is a division of Bank of Scotland plc. Registered in Scotland No. SC327000. Registered office; The Mound, Edinburgh, EH1 1YZ

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