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REGULATORY GUIDANCE


GUIDANCE FOR YOU AND YOUR CLIENT

These guides are packed full of expert hints and tips to ensure you are providing your clients with all the information they need to make key decisions about investments.


PORTFOLIO LANDLORDS

  • Last Updated: 25/05/2018
    File Size: 86kB

  • Last Updated: 25/05/2018
    File Size: 826kB

    Applications where personal income needs to be assessed, or where total aggregate borrowing will exceed £500,000 across the Retail Division of Lloyds Banking Group are referred to our specialist underwriting team for review. A fully completed Customer Profile form is required as part of the underwriting assessment and must be submitted.



PAPER APPLICATIONS

Our standard mortgage application form follows a two stage process:

  • Stage 1 - submit to receive a Mortgage Illustration
  • Stage 2 - submit when the Mortgage Illustration has been accepted by all applicants

If you have already supplied your client(s) with a Mortgage Illustration, submit both stage 1 and stage 2 forms together.

Important – the paper application forms will be updated from Friday 4th May 2018 to reflect new data privacy regulations. Any applications submitted after that date using old versions of the forms will not be accepted.


For the use of mortgage intermediaries & other professionals only

If you do not have professional experience, you should not rely on the information contained on this site. If you are a professional and you reproduce any part of the information contained on this site, to be used with or to advise private clients, you must ensure it conforms to the Financial Conduct Authority's advising and selling rules.

These pages are for the use of those people who are resident and ordinarily resident in the UK and should not be regarded as an offer or invitation to sell Mortgage products in any jurisdiction other than the UK.

Birmingham Midshires is a division of Bank of Scotland plc. Registered in Scotland No. SC327000. Registered office; The Mound, Edinburgh, EH1 1YZ

Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Financial Services Register number 169628. Telephone number 0345 850 5000. Telephone calls may be monitored or recorded.

House Purchase
Remortgage
First Time Buyer
Existing Mortgage Customers only
Available for further borrowing
Further Borrowing only
Only available with BM Conveyancing
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