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BM SOLUTIONS – THE ONLY LENDER TO BE AWARDED FIVE STARS 12 YEARS RUNNING

5th December 2016

BM Solutions is proud to be the only lender to have won the Financial Adviser’s Five Star Service award for 12 consecutive years. We know how important service is to you and your clients, and that one size doesn’t fit all. That’s why we listen to feedback and refine our products and services to suit your clients’ needs. For example:

  • The launch of our tailor made solution, with rental income calculators built to provide personalised support for your Buy to Let clients – reflecting changes to tax relief coming in from April 2017.
  • Responding to the changes in how mortgage interest relief can be offset and the PRA consultation on underwriting standards, we will not change the minimum rental coverage ratio (RCR) of 125% for basic rate taxpayers. For higher and additional rate taxpayers, you will be able to obtain an RCR relative to your Buy to Let borrower’s individual circumstances.
  • We’re making policy changes including increasing the maximum age limit from 75 to 80 years.

As a specialist Buy to Let lender, we have a range of products to suit your clients needs. Find out more about our current products.

If you do not have professional experience, you should not rely on the information contained in this communication. If you are a professional and you reproduce any part of the information contained in this communication, to be used with or to advise retail clients, you must ensure it conforms to the Financial Conduct Authority’s advising and selling rules.

For the use of mortgage intermediaries & other professionals only

If you do not have professional experience, you should not rely on the information contained on this site. If you are a professional and you reproduce any part of the information contained on this site, to be used with or to advise private clients, you must ensure it conforms to the Financial Conduct Authority's advising and selling rules.

These pages are for the use of those people who are resident and ordinarily resident in the UK and should not be regarded as an offer or invitation to sell Mortgage products in any jurisdiction other than the UK.

Birmingham Midshires is a division of Bank of Scotland plc. Registered in Scotland No. SC327000. Registered office; The Mound, Edinburgh, EH1 1YZ

Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Financial Services Register number 169628. Telephone number 0345 850 5000. Telephone calls may be monitored or recorded.

Financial Adviser - Service Awards 2016

House Purchase
Remortgage
First Time Buyer
Existing Mortgage Customers only
Available for further borrowing
Further Borrowing only
Only available with BM Conveyancing
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