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The original online application system and still the best.

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Mortgage decisions online in less than a minute.

One Minute Mortgage makes it easy for you to do business with us. It lets you process BM Solutions applications, including additional borrowing, online so there's less paperwork, less hassle, and more time for you.

The great benefits of the One Minute Mortgage:

  • Available 24/7, with mortgage decisions in less than one minute
  • Also lets you submit additional borrowing applications, and process multiple Buy to Let applications: For information on our BTL portfolio landlord criteria please visit our Portfolio Landlord page.
  • Easy to use - informative help messages and immediate validation of data cuts down the chance of errors
  • Lets you store, track, amend and print applications
  • Produce a Mortgage Illustration for as many product options as your customer needs, and produce a mortgage offer at point of sale

For the use of mortgage intermediaries & other professionals only

If you do not have professional experience, you should not rely on the information contained on this site. If you are a professional and you reproduce any part of the information contained on this site, to be used with or to advise private clients, you must ensure it conforms to the Financial Conduct Authority's advising and selling rules.

These pages are for the use of those people who are resident and ordinarily resident in the UK and should not be regarded as an offer or invitation to sell Mortgage products in any jurisdiction other than the UK.

Birmingham Midshires is a division of Bank of Scotland plc. Registered in Scotland No. SC327000. Registered office; The Mound, Edinburgh, EH1 1YZ

Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Financial Services Register number 169628. Telephone number 0345 850 5000. Telephone calls may be monitored or recorded.

Financial Adviser - Service Awards 2016

House Purchase
First Time Buyer
Existing Mortgage Customers only
Available for further borrowing
Further Borrowing only
Only available with BM Conveyancing
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