Buy to Let Mortgages

Buy to Let Fixed

5.20% 2 Year Fixed			Code: EEU
Rate			Features
5.20% until 01/02/2013 then Bank of England Base Rate +4.24% for the life of the loan (currently 4.74%) The overall cost for comparison is 5.3% APR			Rental Calculation 125% @ Payrate
Loan To Value (Max: 70%)	Early Repayment Charges	Product Fee
70% £25,001 - £1m	3% of the amount being repaid to 01/02/2012 3% of the amount being repaid to 01/02/2013	2.5% of loan

5.40% 2 Year Fixed			Code: EEV
Rate			Features
5.40% until 01/02/2013 then Bank of England Base Rate +4.24% for the life of the loan (currently 4.74%) The overall cost for comparison is 5.3% APR			Rental Calculation 125% @ Payrate
Loan To Value (Max: 75%)	Early Repayment Charges	Product Fee
75% £25,001 - £1m	3% of the amount being repaid to 01/02/2012 3% of the amount being repaid to 01/02/2013	2.5% of loan

5.95% 3 Year Fixed			Code: EEW
Rate			Features
5.95% until 01/02/2014 then Bank of England Base Rate +3.99% for the life of the loan (currently 4.49%) The overall cost for comparison is 5.1% APR			Rental Calculation 125% @ Payrate
Loan To Value (Max: 75%)	Early Repayment Charges	Product Fee
75% £25,001 - £1m	3% of the amount being repaid to 01/02/2012 3% of the amount being repaid to 01/02/2013 3% of the amount being repaid to 01/02/2014	2.5% of loan

6.10% 2 Year Fixed			Code: EEO
Rate			Features
6.10% until 01/10/2012 then Bank of England Base Rate +4.24% for the life of the loan (currently 4.74%) The overall cost for comparison is 5.6% APR			Rental Calculation 125% @ Payrate Further Borrowing Only Available for Additional Borrowing; Minimum Loan Amount £1000
Loan To Value (Max: 75%)	Early Repayment Charges	Product Fee
75% £1k - £1m	3% of the amount being repaid to 01/10/2011 3% of the amount being repaid to 01/10/2012	None

Buy to Let Flexible

4.99% 3 Year Tracker			Code: FDQ
Rate			Features
4.99% Bank of England Base Rate +4.49% for 36 months then Bank of England Base Rate +3.49% for the life of the loan (currently 3.99%) The overall cost for comparison is 4.4% APR			Rental Calculation 125% @ Payrate Further Borrowing Only Available for Additional Borrowing; Overpayments, Underpayments, Drawdown Facility, Drawdown of Overpayments, Payment Holidays; ERCs Applicable on Full Redemption Only, Minimum Loan Amount £1000
Loan To Value (Max: 75%)	Early Repayment Charges	Product Fee
75% £1k - £1m	3% of the amount being repaid in year 1 3% of the amount being repaid in year 2 3% of the amount being repaid in year 3	None

Buy to Let Tracker

4.35% 1 Year Tracker			Code: ECO
Rate			Features
4.35% Bank of England Base Rate +3.85% for 12 months then Bank of England Base Rate +4.19% for the life of the loan (currently 4.69%) The overall cost for comparison is 5.1% APR			Rental Calculation 125% @ Payrate
Loan To Value (Max: 75%)	Early Repayment Charges	Product Fee
75% £25,001 - £1m	3% of the amount being repaid in year 1	3% of loan

4.60% 2 Year Tracker			Code: EDJ
Rate			Features
4.60% Bank of England Base Rate +4.10% for 24 months then Bank of England Base Rate +4.24% for the life of the loan (currently 4.74%) The overall cost for comparison is 5.2% APR			Rental Calculation 125% @ Payrate
Loan To Value (Max: 75%)	Early Repayment Charges	Product Fee
75% £25,001 - £1m	3% of the amount being repaid in year 1 3% of the amount being repaid in year 2	2.75% of loan

4.85% 2 Year Tracker			Code: EDP
Rate			Features
4.85% Bank of England Base Rate +4.35% for 24 months then Bank of England Base Rate +4.24% for the life of the loan (currently 4.74%) The overall cost for comparison is 5.1% APR			Rental Calculation 125% @ Payrate
Loan To Value (Max: 60%)	Early Repayment Charges	Product Fee
60% £25,001 - £500k	3% of the amount being repaid in year 1 3% of the amount being repaid in year 2	£999

4.95% 2 Year Tracker			Code: EEN
Rate			Features
4.95% Bank of England Base Rate +4.45% for 24 months then Bank of England Base Rate +4.24% for the life of the loan (currently 4.74%) The overall cost for comparison is 5.1% APR			Rental Calculation 125% @ Payrate
Loan To Value (Max: 75%)	Early Repayment Charges	Product Fee
75% £25,001 - £750k	3% of the amount being repaid in year 1 3% of the amount being repaid in year 2	£2249

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