House 2 House Mortgages

The House 2 House scheme enables customers wishing to rent out their property to do so, with lending based on earned income rather than rental assessment.

  • Available for purchase or remortgage.
  • No minimum income on first property application.
  • Up to 3 properties can be mortgaged within this scheme.
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House 2 House Fixed

5.40% 2 Year FixedCode: GBM
Rate Features
  • 5.40% until 01/02/2013
  • then Bank of England Base Rate +4.24% for the life of the loan (currently 4.74%)
  • The overall cost for comparison is 5.3% APR
Loan To Value (Max: 75%) Early Repayment Charges Product Fee
  • 75% £25,001 - £500k
  • 3% of the amount being repaid to 01/02/2012
  • 3% of the amount being repaid to 01/02/2013
  • 2.5% of loan
 
6.10% 2 Year FixedCode: GBG
Rate Features
  • 6.10% until 01/07/2012
  • then Bank of England Base Rate +4.34% for the life of the loan (currently 4.84%)
  • The overall cost for comparison is 5.3% APR
  • Further Borrowing Only
  • Available for Additional Borrowing;
Loan To Value (Max: 75%) Early Repayment Charges Product Fee
  • 75% £1k - £500k
  • 3% of the amount being repaid to 01/07/2011
  • 3% of the amount being repaid to 01/07/2012
  • None
 

House 2 House Tracker

4.85% 3 Year TrackerCode: GBK
Rate Features
  • 4.85% Bank of England Base Rate +4.35% for 36 months
  • then Bank of England Base Rate +3.99% for the life of the loan (currently 4.49%)
  • The overall cost for comparison is 5.0% APR
Loan To Value (Max: 75%) Early Repayment Charges Product Fee
  • 75% £25,001 - £500k
  • 3% of the amount being repaid in year 1
  • 3% of the amount being repaid in year 1
  • 3% of the amount being repaid in year 1
  • 2.5% of loan
 
5.60% 2 Year TrackerCode: GBI
Rate Features
  • 5.60% Bank of England Base Rate +5.10% for 24 months
  • then Bank of England Base Rate +4.34% for the life of the loan (currently 4.84%)
  • The overall cost for comparison is 5.2% APR
  • Further Borrowing Only
  • Available for Additional Borrowing;
Loan To Value (Max: 75%) Early Repayment Charges Product Fee
  • 75% £1k - £500k
  • 3% of the amount being repaid in year 2
  • None
 

| House 2 House Criteria | Fees | Product Menu |

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All our products are SUBJECT TO AVAILABILITY and can be withdrawn at any time.

A product is only available for further borrowing if it states this in the features box.

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