Mainstream Mortgages

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Mainstream Fixed

7.39% 5 Year FixedCode: AVZ
Rate Features
  • 7.39% until 01/02/2016
  • then Bank of England Base Rate +4.34% for the life of the loan (currently 4.84%)
  • The overall cost for comparison is 6.3% APR
  • Available for Additional Borrowing;
Loan To Value (Max: 85%) Early Repayment Charges Product Fee
  • 85% £25,001 - £250k
  • 5% of the amount being repaid to 01/02/2012
  • 4% of the amount being repaid to 01/02/2013
  • 3% of the amount being repaid to 01/02/2014
  • 3% of the amount being repaid to 01/02/2015
  • 3% of the amount being repaid to 01/02/2016
  • £999
 
7.39% 5 Year FixedCode: AWA
Rate Features
  • 7.39% until 01/02/2016
  • then Bank of England Base Rate +4.34% for the life of the loan (currently 4.84%)
  • The overall cost for comparison is 6.3% APR
  • Available for Additional Borrowing;
Loan To Value (Max: 85%) Early Repayment Charges Product Fee
  • 85% £250,001 - £1m
  • 80% £1m - £2m
  • 5% of the amount being repaid to 01/02/2012
  • 4% of the amount being repaid to 01/02/2013
  • 3% of the amount being repaid to 01/02/2014
  • 3% of the amount being repaid to 01/02/2015
  • 3% of the amount being repaid to 01/02/2016
  • 1% of loan
 

Mainstream Flexible

3.84% Lifetime TrackerCode: FIS
Rate Features
  • 3.84% Bank of England Base Rate +3.34% for the life of the loan
  • The overall cost for comparison is 4.0% APR
  • Further Borrowing Only
  • Available for Additional Borrowing; Overpayments, Underpayments, Drawdown Facility, Drawdown of Overpayments, Payment Holidays; FURTHER BORROWING ONLY, ERC's applicable on Full Redemption Only
Loan To Value (Max: 80%) Early Repayment Charges Product Fee
  • 80% £25,001 - £2m
  • 3% of the amount being repaid in year 1
  • 2% of the amount being repaid in year 2
  • 2% of the amount being repaid in year 3
  • None
 

4.84% SVR for LifeCode: AUK
Rate Features
  • 4.84% Standard Variable Rate for the life of the loan
  • The overall cost for comparison is 5.0% APR
  • Further Borrowing Only
  • Available for Additional Borrowing; Minimum Loan Amount £1000 No Procuration Fee applicable
Loan To Value (Max: 80%) Early Repayment Charges Product Fee
  • 80% £1k - £2m
  • None
  • None
 

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