Mainstream Mortgages

Mainstream Flexible

3.84% Lifetime Tracker			Code: FIS
Rate			Features
3.84% Bank of England Base Rate +3.34% for the life of the loan The overall cost for comparison is 4.0% APR			Further Borrowing Only Available for Additional Borrowing; Overpayments, Underpayments, Drawdown Facility, Drawdown of Overpayments, Payment Holidays; FURTHER BORROWING ONLY, ERC's applicable on Full Redemption Only
Loan To Value (Max: 80%)	Early Repayment Charges	Product Fee
80% £25,001 - £2m	3% of the amount being repaid in year 1 2% of the amount being repaid in year 2 2% of the amount being repaid in year 3	None

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All our products are SUBJECT TO AVAILABILITY and can be withdrawn at any time.

A product is only available for further borrowing if it states this in the features box.

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International Mortgages

A range of flexible mortgage solutions across a wide range of countries and currencies.

Spanish Mortgages

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Birmingham Midshires is a division of Bank of Scotland plc. Registered in Scotland No. SC327000. Registered office; The Mound, Edinburgh, EH1 1YZ

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