Self Build Mortgages

The Self Build scheme offers products to customers wishing to build their own home.

  • Maximum loan to value is 75% of the final valuation amount. The policy is to release a maximum of 75% of the land value and then 75% at each stage.
  • The funds are stage released in arrears, subject to a satisfactory reinspection.

Please note that Self Build products currently need to be submitted via a paper application

| Stage 1 application form | Stage 2 application form |

| Further Borrowing Stage 1 application form | Further Borrowing Stage 2 application form |

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Self Build Tracker

5.49% 2 Year TrackerCode: IBG
Rate Features
  • 5.49% Bank of England Base Rate +4.99% for 24 months
  • then Bank of England Base Rate +4.24% for the life of the loan (currently 4.74%)
  • The overall cost for comparison is 5.2% APR
  • Available for Additional Borrowing; Available for Full Status Verified Income Only
Loan To Value (Max: 75%) Early Repayment Charges Product Fee
  • 75% £25,001 - £1m
  • 3% of the amount being repaid in year 1
  • 3% of the amount being repaid in year 2
  • 1.5% of loan
 

| Self Build Criteria | Fees | Product Menu |

Click a product name or code to view that product alone.

All our products are SUBJECT TO AVAILABILITY and can be withdrawn at any time.

A product is only available for further borrowing if it states this in the features box.

BM One Minute Mortgage

The original online application system and still the best.

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International Mortgages

A range of flexible mortgage solutions across a wide range of countries and currencies.

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