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Broker Help Desk 0845 850 5000

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Self Build

Bank of England base rate: 0.50%

The original online application system and still the best.

self build mortgages

The Self Build scheme is for customers who are building their own home.

Maximum loan to value - 75% of the final valuation amount
Funds are released in up to five stages, each up to a maximum 75% LTV
All fund releases are subject to a satisfactory re-inspection

Self Build applications must be submitted using a paper application. Application forms are in our literature section.

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Please note that only products within the same range can be compared.

Home Mover First time buyer Further Borrowing only


Initial Rate	Term	Type	Tracked / fixed until	LTV	Fee	Code	Avail- ability
							Sort Products
NAC 5.49%	NAC 2 year	NAC Tracker	NAC 24 Months	NAC 75%	NAC 1.5%	NAC NAC		Compare	View
NAD 5.49%	NAD 2 year	NAD Tracker	NAD 24 Months	NAD 75%	NAD 1.5%	NAD NAD		Compare	View

All our products are SUBJECT TO AVAILABILITY and can be withdrawn at any time. A product is only available for further borrowing if it states this in the features box.

Your client's home may be repossessed if they do not keep up repayments on their loan. Whilst a fixed rate mortgage can give your client certainty around monthly payments, the Bank of England Bank Rate may go down as well as up. The value of your client's home may alter with market conditions so that the amount of the loan may exceed the value of the home.

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For the use of mortgage intermediaries & other professionals only

If you do not have professional experience, you should not rely on the information contained on this site. If you are a professional and you reproduce any part of the information contained on this site, to be used with or to advise private clients, you must ensure it conforms to the Financial Services Authority's advising and selling rules. These pages are for the use of those people who are resident and ordinarily resident in the UK and should not be regarded as an offer or invitation to sell Mortgage products in any jurisdiction other than the UK.

Birmingham Midshires is a division of Bank of Scotland plc. Registered in Scotland No. SC327000. Registered office; The Mound, Edinburgh, EH1 1YZ