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Guide to BM Solutions product transfers

The table below contains details of the types of Product Transfers that can only be done with BM Solutions.

Existing Scheme: Sub Prime
New Scheme Transfer Acceptable? How to submit product transfer Proc Fee?
Sub Prime Yes By broker through One Minute Mortgage Yes
Self Cert
Sub Prime		 No N/A -
Buy to Let Yes Product Transfer Credit Repair Application Form submitted to the Product Transfer Team by broker Yes
Mainstream Yes If less than 4 years: Product Transfer Credit Repair Application Form submitted to the Product Transfer Team by broker.
If greater than 4 years: by broker through One Minute Mortgage 		Yes
Self Cert No N/A -
Existing Scheme: Self Cert Sub Prime
New Scheme Transfer Acceptable? How to submit product transfer Proc Fee?
Self Cert Sub Prime Yes By broker through One Minute Mortgage Yes
Sub Prime No N/A -
Self Cert Yes If less than 4 years: Product Transfer Credit Repair Application Form submitted to the Product Transfer Team. If greater than 4 years: by broker through One Minute Mortgage Yes
Mainstream Yes Product Transfer Credit Repair Application Form submitted to the Product Transfer Team by broker Yes
Buy to Let Yes Product Transfer Credit Repair Application Form submitted to the Product Transfer Team by broker Yes
Existing Scheme: Mainstream
New Scheme Transfer Acceptable? How to submit product transfer Proc Fee?
Mainstream Yes By broker through One Minute Mortgage Yes
Self Cert No N/A -
Buy to Let Yes By broker through One Minute Mortgage Yes
Sub Prime No N/A -
Self Cert Sub Prime No N/A -
Existing Scheme: Self Cert
New Scheme Transfer Acceptable? How to submit product transfer Proc Fee?
Self Cert Yes By broker through One Minute Mortgage Yes
Mainstream No N/A No
Buy to Let Yes By broker through One Minute Mortgage Yes
Sub Prime No N/A -
Self Cert Sub Prime No N/A -
Existing Scheme: Buy to Let
New Scheme Transfer Acceptable? How to submit product transfer Proc Fee?
Buy to Let Yes By broker through One Minute Mortgage Yes
Mainstream No N/A No
Self Cert No N/A -
Sub Prime No N/A -
Self Cert Sub Prime No N/A -
Existing Scheme: Axess
New Scheme Transfer Acceptable? How to submit product transfer Proc Fee?
Axess No N/A -
Sub Prime Yes By Product Transfer Team Yes
Self Cert Sub Prime No N/A -
Mainstream Yes Product Transfer Credit Repair Application Form submitted to the Product Transfer Team by broker Yes
Buy to Let Yes Product Transfer Credit Repair Application Form submitted to the Product Transfer Team by broker Yes
Self Cert No N/A -
Existing Scheme: Mortgage Plus
New Scheme Transfer Acceptable? How to submit product transfer Proc Fee?
Mainstream Yes Is acceptable if the unsecured amount is redeemed by the customer and the secured loan is reduced to fit current Mainstream LTV can be done by broker through One Minute Mortgage Yes

For the use of mortgage intermediaries & other professionals only

If you do not have professional experience, you should not rely on the information contained on this site. If you are a professional and you reproduce any part of the information contained on this site, to be used with or to advise private clients, you must ensure it conforms to the Financial Services Authority's advising and selling rules. These pages are for the use of those people who are resident and ordinarily resident in the UK and should not be regarded as an offer or invitation to sell Mortgage products in any jurisdiction other than the UK.

Birmingham Midshires is a division of Bank of Scotland plc. Registered in Scotland No. SC327000. Registered office; The Mound, Edinburgh, EH1 1YZ

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