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REGULATORY GUIDANCE


USEFUL GUIDES

These guides are packed full of expert hints and tips to ensure you are providing your clients with the information they need to make key decisions and you have the support you need to use our systems.


USEFUL FORMS

These forms are available to help you provide us with additional information or if you need to make changes to a submitted application.


PLACING BUSINESS - NEW BTL AND LTB APPLICATIONS


PLACING BUSINESS - EXISTING CUSTOMERS


CUSTOMER INFORMATION

This guide contains expert hints and tips to ensure you are providing your clients with all the information they need to make key decisions about investments.


  • Last Updated: 30/06/2020

    This leaflet will help you explain credit scoring to your clients and includes information on:

    • How credit scoring works
    • What a credit reference agency is and how to find out the information they hold
    • Why an application for a mortgage might be declined and how this affects other mortgage applications


For the use of mortgage intermediaries & other professionals only

If you do not have professional experience, you should not rely on the information contained on this site. If you are a professional and you reproduce any part of the information contained on this site, to be used with or to advise private clients, you must ensure it conforms to the Financial Conduct Authority's advising and selling rules.

These pages are for the use of those people who are resident and ordinarily resident in the UK and should not be regarded as an offer or invitation to sell Mortgage products in any jurisdiction other than the UK.

Birmingham Midshires is a division of Bank of Scotland plc. Registered in Scotland No. SC327000. Registered office; The Mound, Edinburgh, EH1 1YZ

Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Financial Services Register number 169628. Telephone number 0345 850 5000. Telephone calls may be monitored or recorded.

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