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Separate Legal Representation For Mortgages Over £1M

16 August 2010

With effect from Monday 16 August, we'll be introducing a process of separate legal representation for all house purchases where the loan exceeds £1m.

This means we'll appoint a conveyancer to act on our behalf and the client will continue to appoint a conveyancer, to act on their behalf.

In this circumstance, you should advise your client that we'll appoint a representative from one of the conveyancing firms (listed below) who will liaise with your client's conveyancer.

On the rare occasion that the client has chosen one of the firms below, the conveyancer will be able to act on behalf of both parties.

For all applications the client's conveyancer details should be entered on the application form as usual.

Property location Conveyancer Conveyancer address
England & Wales Hugh James Solicitors 114-116 St. Mary St., Cardiff
Scotland Optima Legal 5 Renfield St., Glasgow
Northern Ireland Wilson Nesbitt DX2025, NR Bangor

For the use of mortgage intermediaries & other professionals only

If you do not have professional experience, you should not rely on the information contained on this site. If you are a professional and you reproduce any part of the information contained on this site, to be used with or to advise private clients, you must ensure it conforms to the Financial Conduct Authority's advising and selling rules.

These pages are for the use of those people who are resident and ordinarily resident in the UK and should not be regarded as an offer or invitation to sell Mortgage products in any jurisdiction other than the UK.

Birmingham Midshires is a division of Bank of Scotland plc. Registered in Scotland No. SC327000. Registered office; The Mound, Edinburgh, EH1 1YZ

Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Financial Services Register number 169628. Telephone number 0345 850 5000. Telephone calls may be monitored or recorded.

House Purchase
First Time Buyer
Existing Mortgage Customers only
Available for further borrowing
Further Borrowing only
Only available with BM Conveyancing
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