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Submitting an application

You will need a 10 character user ID to log in to BM Solutions Online. To submit an application, please log in.

If you do not have a 10 character user ID, please follow our registration guidance.

For guidance, hints and tips on how to navigate and key a Buy to Let or Let to Buy application on BM Solutions Online please follow this guide.

If you need any support in keying an application, please contact your BDM.

Maximum broker fees

From Saturday 1 June 2024, Lloyds Banking Group will set the following caps on the amount clients can be charged by brokers for their mortgage application services:

A cap of 1% of loan amount or £1500, whichever is the greater
Example Fee
Loan £100k Max fee of £1,500
Loan £200k Max fee of £2,000
Loan £400k Max fee of £4,000

Important information on keying/amending of applicant details

Once you've started keying an application if you wish to change the order of the applicants or add/remove an applicant, it is extremely important that you do not just amend one customer details to another customer. Please follow the steps below to ensure the data is correctly allocated to the right customer:

To change the applicant order:

In the Applicant Summary table at the bottom of the Personal Details screen use the ↓ and ↑ arrows on the left hand side to amend the order.

Click 'Submit' button.

To remove an applicant:

In the Applicant Summary table at the bottom of the Personal Details screen use the 'Delete' button on the right hand side to remove an applicant.

Click 'Submit' button.

To add an applicant:

  • Click 'Add Another Applicant' button on Personal Details screen
  • Complete new applicant details
  • Click 'Save Applicant'
  • Click 'Submit' button.

Under no circumstances should you be changing information keyed in name, date of birth or other personal details fields from one individual to another.

For the use of mortgage intermediaries & other professionals only

If you do not have professional experience, you should not rely on the information contained on this site. If you are a professional and you reproduce any part of the information contained on this site, to be used with or to advise private clients, you must ensure it conforms to the Financial Conduct Authority's advising and selling rules.

These pages are for the use of those people who are resident and ordinarily resident in the UK and should not be regarded as an offer or invitation to sell Mortgage products in any jurisdiction other than the UK.

Birmingham Midshires is a division of Bank of Scotland plc. Registered in Scotland No. SC327000. Registered office; The Mound, Edinburgh, EH1 1YZ

Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Financial Services Register number 169628. Telephone number 0345 850 5000. Telephone calls may be monitored or recorded.

House Purchase
First Time Buyer
Existing Mortgage Customers only
Available for further borrowing
Further Borrowing only
Only available with BM Conveyancing
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