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Let to Buy mortgages - Product Details

Product Name 1.76% 2 YEAR FIXED
Product Code BMA472
Product Type Fixed
Product Rate 1.76%
Tracked/Fixed Until 31/03/2024 then Bank of England Base Rate +4.34% for the life of the loan (currently 4.44%).
Term 2 year
Loan to Value (Max %) 75% £25,001 - £1,000,000
Product Fee £995
Early Repayment Charges
  • 2% of the amount being repaid to 31/03/2023
  • 1% of the amount being repaid to 31/03/2024
Available For
  • Remortgage customers
  • £300 Cashback
  • Free Level 1 valuation fee

All our products are SUBJECT TO AVAILABILITY and can be withdrawn at any time. A product is only available for further borrowing if it states this in the features box.

Your client's home may be repossessed if they do not keep up repayments on their loan. Whilst a fixed rate mortgage can give your client certainty around monthly payments, the Bank of England Bank Rate may go down as well as up. The value of your client's home may alter with market conditions so that the amount of the loan may exceed the value of the home.

For the use of mortgage intermediaries & other professionals only

If you do not have professional experience, you should not rely on the information contained on this site. If you are a professional and you reproduce any part of the information contained on this site, to be used with or to advise private clients, you must ensure it conforms to the Financial Conduct Authority's advising and selling rules.

These pages are for the use of those people who are resident and ordinarily resident in the UK and should not be regarded as an offer or invitation to sell Mortgage products in any jurisdiction other than the UK.

Birmingham Midshires is a division of Bank of Scotland plc. Registered in Scotland No. SC327000. Registered office; The Mound, Edinburgh, EH1 1YZ

Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Financial Services Register number 169628. Telephone number 0345 850 5000. Telephone calls may be monitored or recorded.

House Purchase
First Time Buyer
Existing Mortgage Customers only
Available for further borrowing
Further Borrowing only
Only available with BM Conveyancing
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